Finance

ASIC has commenced civil penalty proceedings in the Federal Court against Westpac for a number of contraventions of the responsible lending provisions. This could just be the tip of the iceberg because, as Andrew Mirams points out, the regulator says it has reviewed the responsible lending...

Andrew Mirams – as well as being the guru of property finance - is a seasoned investor who helps people all over Australia develop their property portfolios.  He shares some of his personal experiences with us this week as our feature guest. Transcripts: Kevin:  Our feature interview this...

During the summer months, owners often think about the work that needs to be done in the yards of their investment properties. Work done in the yard of an investment property not only helps to boost the street appeal and attract potential tenants, but can...

Westpac is closing a loophole to stop property buyers using a combination of personal loans and mortgages to fully fund deposits, or top-up shortfalls if off-the-plan apartments are revalued by the bank at less than the purchase price. It follows an internal review that concluded...

It doesn't seem that long ago when would-be homebuyers could take out 100 per cent loans – or even 105 per cent – to buy a property. The GFC mostly resulted in the end of such shenanigans but there are still low deposit home loans on...

What to know if you are thinking of selling a property Before an owner decides to sell their property, they need to be aware of the Capital Gains Tax (CGT) implications that may apply. Surprisingly, many owners are exempt from CGT but are unaware of their...

  The proportion of Aussies who own their own homes is falling, creating a chasm of wealth between the housing "haves" and the housing "have nots". Michael Yardney from Metropole Property Strategists has been watching this closely and he has some advice for would be investors...

  Andrew Mirams was another one of our experts we asked about what he saw ahead at this time last year and he predicted unit defaults. Find out what is he saying about 2017.   Transcript: Kevin:  Earlier in the show I was talking to Cate Bakos, and we...

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