Andrew Mirams

The lending landscape is changing rapidly. In fact, it’s the most complex that I’ve seen in my many decades in the sector. Banks seem to be shifting the goalposts constantly, which can mean increased rates for certain types of new and existing borrowers as well as lowering...

Happiness can be elusive, and it can be fleeting. But happiness is a feeling that we all enjoy and usually want to repeat as often as possible. Some people are naturally happier than others because they tend to have a “glass half-full” mentality. Others have to work much...

Just the mention of bridging finance can strike fear into the hearts of some people but Andrew Mirams has some ways to make sure you use it wisely. Transcript : Kevin:  We quite often talk about bridging finance, but I wonder how many people realize what’s involved, what...

Many property buyers think that “finance pre-approval” is the same as “approved finance”, leading some to come unstuck.   We sort out the differences with Andrew Mirams. Transcript : Kevin:  It’s such a confusing issue for buyers sometimes to understand exactly where they are with their finance...

Borrowers are constantly asking the questions about interest-only loans.  Maybe they should be splitting their loans up and paying principal and interest as well as interest only.   We focus on the good, the bad, and the ugly with interest-only borrowing as we talk to Andrew...

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