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Falling interest rates not good for everyone

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Any drop in interest rates is promoted widely as “good news” for the housing market and whilst a drop in rates may on the surface bode well for mortgage holders wanting to pay down debt, the bleak reality remains that for savers, many of whom are would-be first-home buyers, the news is not good at all according to Catherine Cashmore.  She tells us why today.

When you are considering purchasing a property, the majority of people think more bedrooms equals higher value. It’s a rational line of thinking given you can get a higher return renting by the room, so more rooms would suggest more renters. 

James Freudigmann from Propell Valuers takes a different view.

Where do you stand if you want to buy some land in your Self Managed Super Fund and then build a home on it to retire later in life?  Well that’s a question we answer for a listener and also whether it makes more sense to pay down a home loan or sock money into your super fund.

Property prices are on the rise in the inner suburbs, where most of the value is in the land, and, as a result, they will turn to townhouses and apartments as a more affordable alternative.  In many cases, they’re not only buying the title to a property, they are also taking on a wider responsibility to other owners in the development, by joining an owner’s corporation.  Before you buy in a development with an owner’s corporation, it is essential to understand your potential financial liabilities and other responsibilities as a member.  We give you the 5 ways people go wrong when investing in a unit or townhouse.

Also in today’s show we discuss landlord insurance and any other insurance you might need if you are going to rent out a holiday unit.  Also how to handle the bond if you are going to holiday lett a property yourself and not use an agent.

We will give away another 12 month subscription to Australian Property Investor magazine to our question of the week.  Keep them coming in because that lets us know what you want to hear.

Who do you turn to for property advice? | How to get started in property development | Is it time to look at US property?

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Thinking of getting involved in property development? Cherie Barber has some advice in this week’s show.  She shares the areas she sees budding investors and developers make mistakes. Who do you turn to for property advice?  That’s a question I am often asked so I put it to one of our experts – but up [...]

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Where are our property markets heading? | Where’s the best place to be born? | Regional properties – cash flow or capital growth?

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In This week’s show Michael Matusik gives his thoughts on the direction of the property market, what happening in housing finance, what investors are buying and how are they buying it. Michael Yardney from Metropole Property Strategists tells us where’s the best place to be born if you’re looking for a secure safe future.  Terry Ryder [...]

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Top down approach to investing | will house prices rise or fall? | Is investing in super right for you? | Renovation lessons

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What is the top down approach when it comes to investing?  Michael Yardney from Metropole Property Strategists says that sometimes it is NOT a good time to invest and therefore his ‘top down’ approach makes sense.  It will indicate when you should be investing and where you should invest for the best returns. Are there [...]

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How to avoid tenant horror stories |Tips and tricks for renovations | Tax relief tip | Estate Planning for property investors

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We have all heard of the horror tenant stories. In this week’s show Peter O’Brien from Metropole Property Strategists explains how to protect yourself as a landlord and make sure you don’t end up on A Currant Affair. Many investors are missing out on thousands of dollars in tax relief because they have overlooked the [...]

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